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	<title>Tim hates you &#187; Business</title>
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	<description>I despise you</description>
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		<title>Depressingly low standards.</title>
		<link>http://www.yumcha.org/blog/2009/01/16/depressingly-low-standards/</link>
		<comments>http://www.yumcha.org/blog/2009/01/16/depressingly-low-standards/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 11:36:57 +0000</pubDate>
		<dc:creator>Tim</dc:creator>
				<category><![CDATA[Business]]></category>

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		<description><![CDATA[So today one of my clients lawyers calls me over an insurance matter. The story is rather complicated but I&#8217;ll give you a brief run down (while holding back names for anonymity and so they won&#8217;t get in trouble). There was an accident of some kind and there is going to be an insurance claim. [...]]]></description>
			<content:encoded><![CDATA[<p>So today one of my clients lawyers calls me over an insurance matter. The story is rather complicated but I&#8217;ll give you a brief run down (while holding back names for anonymity and so they won&#8217;t get in trouble). There was an accident of some kind and there is going to be an insurance claim. However because of the structure of the contracts and so on the client isn&#8217;t going to get the full amount of the insurance. Unless I lie to the loss adjuster.</p>
<p>Yes.</p>
<p>My clients lawyer asked me to lie to the loss adjuster, effectively asking me to knowingly break the law and defraud the insurance company out of tens of thousands of pounds. I had to explain to her that it&#8217;s, you know, a slightly big issue. Fraud, that is. Oh well, no wonder we&#8217;re all in a mess. Dealing with such idiots.</p>
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		<title>Portugal</title>
		<link>http://www.yumcha.org/blog/2006/06/09/portugal/</link>
		<comments>http://www.yumcha.org/blog/2006/06/09/portugal/#comments</comments>
		<pubDate>Fri, 09 Jun 2006 19:34:21 +0000</pubDate>
		<dc:creator>Tim</dc:creator>
				<category><![CDATA[Business]]></category>

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		<description><![CDATA[So I am travelling in the Algarve region and it suprises me that there is not as much infrastructure investment here as there should be&#8230; Yes of course  I understand that portugal is poor I just never realised how poor it was until now I do have vague recollections of cracked and unpainted walls.. [...]]]></description>
			<content:encoded><![CDATA[<p>So I am travelling in the Algarve region and it suprises me that there is not as much infrastructure investment here as there should be&#8230; Yes of course  I understand that portugal is poor I just never realised how poor it was until now I do have vague recollections of cracked and unpainted walls.. abandoned buildings and burnt out cars on the side of the motorway and it was still there&#8230; Portugal needs more investment&#8230; I just have to weigh the risks against the benefits now, do we or do we not invest here&#8230; Doing so will bring in more money and improve the local economy but will it make the necessary changes? Only time and my cojones (if they&#8217;re big enough to take the risks will tell).</p>
<p>P.S. will post up pics of the trip soon&#8230;</p>
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		<title>He&#8217;s not in our company</title>
		<link>http://www.yumcha.org/blog/2005/11/24/hes-not-in-our-company/</link>
		<comments>http://www.yumcha.org/blog/2005/11/24/hes-not-in-our-company/#comments</comments>
		<pubDate>Thu, 24 Nov 2005 20:14:50 +0000</pubDate>
		<dc:creator>Tim</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.yumcha.org/blog/?p=26</guid>
		<description><![CDATA[So there I was with our agent. He was negotiating a rent review of one of our properties. The other party, let&#8217;s call him John,  was sitting on the other side with his legal team. You&#8217;d think that something like this could be handled in an efficient and a businesslike manner. You could even [...]]]></description>
			<content:encoded><![CDATA[<p>So there I was with our agent. He was negotiating a rent review of one of our properties. The other party, let&#8217;s call him John,  was sitting on the other side with his legal team. You&#8217;d think that something like this could be handled in an efficient and a businesslike manner. You could even imagine that his legal team could advise him on how far to go. You&#8217;d be wrong.</p>
<p>We&#8217;re dealing with them in the negotiations and things appear to be going well, then we start talking hard numbers&#8230; Eyes lock across the table. John looks up and starts screaming at us accusing us of price gouging, being bandits and he&#8217;s going to sue us. All negotiations go out of the window. He storms off&#8230;</p>
<p>A week or two later I receive notification from our agent that he received many letters from John. They&#8217;re all abusive, quite rude too, it&#8217;s pissed our agent off. He says to me &#8220;Fuck this forget our offer, I&#8217;m going to push up the price an extra 20%, we can take this to arbitration and get it.&#8221; I smile to myself, mostly because the week before the arrival of the letters I get a call from &#8220;John&#8221; and he&#8217;s screaming and shouting at me. He even comes to find me and threatens me face to face. I stared him in the eye and told him to stand down before I&#8217;d defend myself physically, he jumped back in fear. It&#8217;s a strange feeling when you actually see fear in someones eyes. Very very enjoyable infact&#8230;</p>
<p>Last night I get a call from an accountant for the firm &#8220;John&#8221; &#8220;owns&#8221; let&#8217;s call them &#8220;Acme&#8221; he tells me he&#8217;s sorry, he apologises to me. He begs for forgiveness and understanding, he says &#8220;John&#8221; doesn&#8217;t own anything, he&#8217;s just working for them he doesn&#8217;t even know who the guy is really and why he&#8217;d be calling himself one of the owners, they&#8217;ve just realised that if we go to arbitration we&#8217;ll get even more money than we originally asked for. Significantly more infact. I&#8217;ve never had a complete stranger beg infront of me before. It&#8217;s fun. I wonder what I can do to get this &#8220;John&#8221; fired. Lesson of the day people, business is both fun and profitable.</p>
<p>P.S. Don&#8217;t hurl abuse at your landlords when things go wrong. Especially if they&#8217;ve been friendly and helpful<br />
P.P.S. Especially when you need them a hell of a lot more than they need you.</p>
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